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By: Emily @ evolvingPF

Important post with lots of great points. I would also recommend looking to percentage-based budgeting right when you are deciding on your home and car and so forth so that you are in balance right...

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By: krantcents

I use my savings deduction as a way of keeping me on target to my goals. I live on what is left.

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By: Jason Clayton

I have the same regret about savings more when I was younger. I did save some money regularly, but could have saved so much more if I was diligent. What a difference it would have made today.

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By: Marie at Family Money Values

Don’t have kids until later! I had my first at 22 and in no way, shape or form, did I ‘live it up’ in my 20’s!

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By: Eric

I am 27 and kids are not even on the horizon at this point. That is a good tip for staying financially stable at a young age.

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By: Eric

That is a common answer to “what is your biggest financial regret” from people in their 30s-50s. Are you working now to save a lot more?

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By: Eric

I do the same thing. I put my savings goal into my savings account and live on the leftovers. It keeps me on track from doing anything stupid with my money.

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By: Eric

That is a great tool when planning everything out as you have to make big purchase decisions. Thanks for sharing that idea!

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